Yes!! The most crucial part to understand is that you have 14 days from the date of accident to get checked out by ANY healthcare provider. This can be a
Chiropractor, MD, Emergency room, or even a paramedic at the scene, to name a few.

You can still seek care, however, you will not qualify for the PIP coverage that automatically pays $10,000 in bills. Without the PIP your coverage is limited and you may need an attorney to manage your case and negotiate your bills.

We highly recommend attorneys often to ensure your rights are explained and protected. The attorney is not filing a personal suit on the other party, but simply accessing your benefits through insurances. They will ensure your bills get appropriately taken care of, and in many cases get lost wages recouped, paid mileage to appointments, and often recover pain and suffering compensation for you.

Absolutely not! In fact, it is illegal for your rates to rise as a result of seeking medical attention. People often get confused when there is a property damage claim filed (ie. to fix your car). This particular claim is where your insurance may choose to adjust your rates in response to the property claim, but not the medical portion.